The future of your finances

Master your money Effortlessly

A next-generation financial experience that simplifies your money. Track spending, savings, and budgets in an app designed to impress.

Start Free
100% Private
Local & Gemini AI
No ads, ever
SecurityEnd-to-end encryption
SecurityLocal biometric access
SecurityYour privacy is our model
SecurityNo ads, ever
VIEW ALL FEATURES

Designed for absolute control

AI Financial Assistant

Smart spending analysis, automatic budgeting suggestions, and instant OCR receipt scanning powered by Google Gemini.

Cashual AIGemini-powered
Online

Agrega un gasto de $45 en Starbucks por voz

Gemini

Transacción registrada: $45.00 en Categoría Alimentos ☕

¿Cuánto gasté en café este mes?

Gemini

Este mes gastaste $127.50 en café. Un 15% más que el mes pasado. ☕📊

Escribe un mensaje...

Borderless

Native support for 13 currencies with exchange rates automatically updated in real-time.

USD ($)
EUR (€)
GBP (£)
BRL (R$)

Impenetrable Security

Protection backed by military-grade cryptography, Face ID, and hardware-encrypted local storage.

Security DiagnosticsActive Protection
Face ID Authentication✓ Locked
Device SQLite Encryption✓ AES-256
Cloud Sync Protocol✓ TLS 1.3 / SSL
View all features
CHOOSE YOUR PLAN

Unlock unlimited control & financial AI

Solo

$4.99/mo
  • 5 Financial Accounts
  • 3 Active Currencies
  • AI tools & gamification
  • Unlimited OCR Receipt Scan
Get Started
MOST POPULAR

Dúo

$8.99/mo
  • Everything in Solo
  • Family Profile
  • 1 Guest member included
  • Private & shared family profiles
Get Started

Pro

$14.99/mo
  • Everything in Dúo
  • Business Profile
  • Separate commercial accounting
  • Unlimited accounts/budgets/goals
  • Up to 4 family sharing links
Get Started
View all plans

How Cashual Compares

The smart alternative for personal finance

Last verified: June 2026

comparison.featuresCashualYNAB
AI Financial Coach
Multi-profile (personal/family/business)
OCR Receipt Scanning
Voice Commands
Full Offline Mode
Multi-currency (13+)
Gamification
No Ads
Open-source Backend

Frequently Asked Questions

Is Cashual free?
Cashual offers a 45-day free trial. After that, plans start at $4.99/month. No ads, no data selling — ever.
How does Cashual AI work?
Cashual AI is powered by Google Gemini and OpenRouter. It's completely optional (opt-in). You can ask it to analyze spending, suggest budgets, scan receipts, or add transactions via voice commands.
Are my financial data safe?
Yes. All data is encrypted in transit (TLS 1.3) and at rest (Appwrite server-side encryption). We use biometric authentication (Face ID/Touch ID), Secure Enclave for tokens, and restrictive security headers. We never sell your data.
Can I use Cashual without internet?
Yes. Cashual works fully offline. All changes are queued and synced automatically when you reconnect, with a Dead Letter Queue for reliability.
What currencies does it support?
13 currencies: USD, EUR, GBP, ARS, BRL, MXN, CLP, COP, NZD, JPY, CAD, AUD, CHF. Exchange rates update automatically via a serverless cron job.
Can I share my account with family?
Yes. The Dúo and Pro plans include Family Profiles with QR code linking. Each member gets private and shared family profiles.
How do I cancel my subscription?
You can cancel anytime from the App Store or Google Play, at least 24 hours before the renewal date. No questions asked.
Does Cashual sell my data?
Never. We do not sell, rent, or share your data with advertisers. Your financial data is yours. Period.
What platforms is it available on?
Cashual is available as a web app at my.cashual.life. iOS and Android apps are coming soon.
How do I export my data?
You can export all your data (transactions, accounts, budgets, savings, debts) in CSV and JSON format from Settings → Export Data. It's your right under GDPR Article 20.

Start Free Today

No download needed. Use Cashual instantly in your browser.

Open Web App

iOS & Android coming soon